40ThingsBy40

50 Things By 50

50 Things By 50 While making my earlier list of #40ThingsBy40 I thought of a

When to Take a Financial Risk

When to Take a Financial Risk

There are all kinds of risks in life. Career risks, adrenaline/adventure risks, trying new food risks and many more. But the one kind of risk that scares and confuses most people are financial risks.

There are also different times in life when you should take a risk and there are other times when you probably shouldn’t.

Risk: Keyboard

© GotCredit - Flickr.com

Types of Financial Risk

The following list by no means exhaustive, but it should give you a good idea:

  • Investing in the Stock Market
  • Buying a home (income properties also carry risk)
  • Changing jobs
  • Making a personal/business loan
  • Getting Married (huge financial risk…. lol)

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Net Worth Update (End of Q1 2015)

Welcome to my fourth Net Worth Update.

If you haven’t read my Million Dollar Journey post yet, then I recommend you start there before consuming this update.

A lot happened in Q1, and I spent some money, saved some and took the plunge on a new investment. First the numbers, then the explanation of what happened in this quarter’s Net Worth Update.

ASSETS: $357,148.47 (+12.3%)

  • Cash $1,013.38 (-65.0%)
  • Savings $3,301.97 (+229.8%)
  • Registered/Retirement Investment Accounts $62,915.68 (+7.7%)
  • Tax Free Savings Accounts $14,255.18 (+133.0%)
  • Non-Registered Investment Accounts $25,000.00 (NEW)
  • Smith Manoeuvre Investment Account $0.00 (0.0%)
  • Principal Residence $242,551.39 (+0.5%)
  • Other Sizable Assets $8,110.87 (-3.4%)

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Square Foot Garden: Mel’s Mix, The Ultimate Soil

Square Foot Garden: Ultimate Soil

As many of you know I’ve decided to grow my own vegetables this year.  I’ve already had two posts on my blog about it this year:

Now it’s time for the third… well actually this one probably should have been between the last two.

square foot garden box filled with dirt

© John Goetzinger - Flickr.com

I’m going to be talking about dirt…. well technically soil.

I’m sure you have all been to Home Depot or some other store with a garden centre and seen hundreds of varieties of dirt for sale. There’s garden soil,  triple mix, compost, peat moss, potting mix, top soil… plus several variations of each and so on.

At the end of the day most are over priced sub standard solutions.

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Revamped Couch Potato Portfolio is Even Easier

Revamped Couch Potato Portfolio is Even Easier

As many of you know I love learning about investing and managing my own money, I’m also a firm believer in long-term index investing as the easiest path to investment success.

One of the early resources I used in my self-education phase was Canadian Couch Potato. It is a wonderful resource that you should probably read cover to cover.

One thing I’ve found is that once you get your financial house in order people assume you are an expert. As such I always have people asking me about investing and I often start them off with Canadian Couch Potato.

That being said, the old portfolios tended to confuse some people. That’s why I was so excited when Dan revamped them back in January

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Online Dating: My Experience on Blendr Review

Online Dating: My Experience on Blendr Review

This review is going to be very short because Blendr is terrible!!!

All the other sites/apps I use are free with optional pay models. But for all three they are still usable in the free mode. Blendr is the exception, it seems impossible to use without forking out money.

If that wasn’t bad enough, Blendr also seems to be filled with 70% fake profiles.

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My Dating App Progress Report

My Dating App Progress Report

I know all my readers lead active and busy lives. So I took on the task of reviewing dating apps for you…. it’s a tough job going out on dates with attractive women every week, but I do it all for you, my readers ;)

I reflected on the dates that resulted from dating apps/sites and tried to apply global rankings to them. Things that I tracked included Number of girls interacted, Convo to Date Speed, First Dates, Short Term Adult Relationships. That allowed me to create a Conversion %. I also kept track of the # of crazies talked to, # of crazies meet for first date, both key categories that I was glad to see were low.

CriteriaTinderOK CupidPOFBlendr
Number of girls interacted withLotsLotsFewCan count on one hand
Convo to Date SpeedFastMediumMediumImpossible
First Dates181360
Short Term Adult Relationships4610
Conversion %22%46%17%0%
# of crazies talked to5202
# of crazies meet for first date10.500

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